Deposits

Every dollar gets a story, not just a number.

Birthday cards, chore money, a bonus from grandma — Monty records where money came from, not just how much arrived.

Money doesn’t only come from allowance

Real kids get real money from lots of places — birthdays, chores, gifts, one-off bonuses. A deposit records any of it, whenever it happens.

A title and a reason

Every deposit includes a title, an optional note, and an amount — so “Washed Dad’s Car, +$8” stays part of the story instead of disappearing into a balance.

Split like everything else

Deposits are split across the Spend, Save, and Give jars the same way allowance is, right when they’re entered.

Reviewed at Monty O’Clock

Deposits made during the week show up together at the next Monty O’Clock, so the family can see what came in and where it went.

Questions parents ask

What counts as a deposit?

Anything outside of regular allowance — birthday money, chore earnings, a gift, a bonus, or any other one-off amount a child receives.

Who adds a deposit?

A parent records it, with a title and optional notes so the reason for the money stays attached to it — not just the amount.

Is a deposit split automatically?

Yes. Deposits are split across a child’s jars the same way allowance is, at the time they’re entered.

Do deposits show up at Monty O’Clock?

Yes. Deposits made since the last session are part of what the family reviews together — Monty O’Clock brings the week’s money, however it arrived, into one place.

Can a deposit be corrected if entered wrong?

Yes, a parent can adjust or correct an entry from the family dashboard.

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